Important Disclosures

1. Bonus is not available for immediate withdrawal and the bonus amount and associated earnings are subject to a vesting schedule. The bonus amount and vesting rate may vary by age and state. Nassau Bonus Annuity Plus includes an annual fee equal to 0.95% of the contract value, which applies during the surrender charge period (10 contract years). Products offering a bonus may offer less favorable credited interest rates, participation, and cap rates than products not offering a bonus.
2. We do not guarantee that future renewal rates will remain in line with past rates. Renewal rate history is only one aspect of a fixed indexed annuity contract and your client should consider all features before purchasing.
3. Not available in California or Maryland. Certain criteria must be met and proof of qualification must be submitted each year to receive enhanced income benefits under the Care Protection benefit rider. Benefit varies based on the age of the oldest living covered person at time of contract issue. Available after second contract anniversary. The Care Protection Benefit Rider is NOT a qualified Long Term Care benefit under the Internal Revenue Code. It does NOT qualify for preferential tax treatment and does NOT provide health insurance, Long Term Care insurance or Medicaid benefits.
4. Death benefit base is reduced by withdrawals and rolls-up annually until the Income or Care Protection riders are exercised. Roll-up varies based on attained age of the oldest living covered person. The death benefit is not life insurance and is taxable to beneficiaries.
5. Benefit base is a calculated value used only to determine benefits and fees. It does not guarantee contract value and is not available for withdrawal.
6. Roll-ups on income benefit base stop at rider exercise

For Producer Use Only. Not for use in solicitation or advertising to the public.

Product features, rider options, and availability may vary by state. Riders involve an annual fee that is deducted from contract value. Riders unavailable to Covered Persons under age 50 in Maryland. Annuity product sales must be appropriate based on a comprehensive evaluation of the customer's financial situation, needs, and objectives. Guarantees are based on the claims-paying ability of the issuing company. Nassau does not provide financial, investment or tax advice or act as a fiduciary in the sale or service of its products.

Nassau Growth Annuity (19FIA3, ICC19FIA3N, 19GLWB3, ICC19GLWB3.1, 19ECH, ICC19ECH), Nassau Bonus Annuity Plus (23FIA4, ICC23FIA4), Nassau Income Accelerator (19FIA, ICC19EIAN, 19ISN, 19GLWB2, 22GLWB, 22GLWB1.1, 23GLWB2.1, ICC22GLWB1.1, ICC23GLWB2.1, et al.) and Nassau Personal Protection Choice (19FIA, ICC19EIAN, 19RN, 19GLWB2, 19GMDB-S.1, 19EWB, ICC19GLWB2.1, ICC20EWB.1, et al.) single premium deferred fixed indexed annuities are issued by Nassau Life and Annuity Company (Hartford, CT). In California, Nassau Life and Annuity Company does business as “Nassau Life and Annuity Insurance Company.” Nassau Life and Annuity Company is not authorized to conduct business in ME and NY, but that is subject to change. Nassau Life and Annuity Company is a subsidiary of Nassau Financial Group.

Insurance Products: NOT FDIC or NCUAA Insured | NO Bank or Credit Union Guarantee